Looking to switch your current account? The Current Account Switch Service makes moving your account to us easy and stress-free.
If you don’t have a Santander current account, you can apply online or in branch. We will ask you during the usual application if you want to switch to Santander. Just answer 'Yes' and fill out the application.
If you have a Santander current account, we can switch any current accounts you hold with another bank to it.
Simply log in to your online banking, visit the ‘Switch Online’ section and click ‘Switch To Us’ to get started or visit your local branch. You may need to book an appointment.
This can be up to 60 days in the future
We'll keep you updated on progress by letter, text or email
Like closing your old account and moving payments
It’s important that the details you provide are the same as the ones held at your old bank. So if you need to update names or addresses for example on your old account, it’s best to do this before you start your switch.
Ready to switch?Before we can start your switch, you'll be asked to tell us:
We cannot switch your current account if you have a joint account with your old bank and your new Santander account is just in your name.
You can switch to Santander from a bank (or building society) that isn't signed up to the Current Account Switch Service. But this will mean you won't be eligible for any switcher offers.
The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free.
The service is free and we'll take care of moving any payments going in or out. To learn more, please read our Current Account Switch Guarantee.
When you apply for an account with us, we'll ask if you want to switch your existing bank account to us.
Let us know your existing account details and choose when you want your switch to start.
We'll then ask your old bank for a list of your payments (for example, standing orders and Direct Debits).
We'll set up all the payments on your Santander account, and tell those that you pay by Direct Debit to take future payments from here.
We'll also tell people who pay money into your account to send it to your new account from now on.
This means there's no need to worry about missing any payments.
Your switch is complete. Your new account is ready to use and your old account will be closed.
Your balance, plus any payments made to or from your old account after this date will be moved across.
We'll do this for 3 years or longer, in accordance with the Current Account Switch Agreement (PDF - 113 KB)
If you’d like an overdraft with your new Santander current account, speak to us or use our overdraft eligibility checker before starting your switch. We’ll let you know if you’re likely to be accepted.
You can ask for one when you apply for a new account or ask to add one to an account you already have with us. We’ll look at your circumstances to see if we can offer you one. Overdrafts are subject to status and require a credit check.
If you’re switching to us from another bank, you won’t be charged arranged overdraft interest for the first 4 months.
After the no-fee period, interest may apply for using an arranged overdraft.
If you have a current account with us, it’s easy to change to a different one. You can compare accounts, or use our calculator to check how much you could earn in cashback and interest
Then go to the page for the account you want to change to and choose ‘Change my existing account’ and follow the instructions. This isn’t part of the Current Account Switch Service.
You can cancel your switch up to seven working days before your switch completion. Once the switch has begun, the switch process can't be cancelled, and your old account will close.
If your old account has an overdrawn balance, you’ll need to clear it with the old bank, but you can still switch your current account to us using the Current Account Switch Service.
If you’d like an overdraft with your new Santander current account, speak to us or use our overdraft eligibility checker before starting your switch. We’ll let you know if you’re likely to be accepted.
Overdrafts are subject to status and require a credit check.
You can find more information through the CASS website
If you’re using any services provided by TPPs on the current account you’re switching over to us then this access will not be switched to your new account.
They might include services like aggregation (the ability to see your accounts from more than one provider in one place), money management or other services where you’re providing permission for a third party company to have access to information, or carry out payments on your behalf. Our terms and conditions provide more information about TPPs permissions.
There’s a couple of simple things you’ll need to do to move these services over to your new account.
There are some types of accounts that can’t be used with TPP’s. Current accounts that you can use online will be included.
